Equipment Financing
Equipment financing is a financing option that allows businesses to acquire necessary equipment without making a large upfront payment. Through equipment financing, businesses can obtain the equipment they need by making manageable monthly payments over a specified period. This approach helps preserve cash flow, as businesses can allocate their funds towards other critical areas of their operations. Equipment financing provides quick access to equipment, allowing businesses to operate efficiently and meet customer demands. Additionally, it may offer tax benefits, as lease payments can often be considered operational expenses and deducted from taxable income. However, businesses should carefully consider factors such as interest charges, potential ownership limitations, and the commitment to repayment before opting for equipment financing.
Equipment Financing FAQ
What is equipment financing?
Equipment financing allows businesses to purchase or lease new or used equipment by borrowing funds or structuring payments over time.
What types of equipment can be financed?
* We finance a wide range of equipment, including but not limited to:
* Construction equipment
* Medical and dental devices
* Commercial vehicles
* Restaurant and kitchen equipment
* IT and office technology
* Manufacturing machinery
Do I need a down payment?
Not always. Many equipment financing options are available with little to no money down, depending on your credit and the equipment type.
Who qualifies for equipment financing?
Businesses with at least 6 months in operation and consistent revenue typically qualify. However, we also have options for startups and those with credit challenges.
How long are the repayment terms?
Repayment terms typically range from 12 to 72 months, depending on the cost and lifespan of the equipment.
Will applying affect my credit score?
We offer pre-approvals with no hard credit pull to assess your options before moving forward.
How fast can I get approved and funded?
Most approvals are completed within 24–48 hours, with funding available as quickly as the same day.
Why choose Express Business Lending for equipment financing?
We offer:
* Fast approvals
* Competitive rates
* Flexible terms
* Financing tailored to your business needs
* Expert support from funding specialists
GET FUNDED IN 1-2-3 EASY STEP
Checking your rate won’t affect your credit score
Apply Online
- Fast & Easy Online Application Our loan specialist will contact you or call us at our phone number: (877)-2411244
Review Your Options
-You will have your decision in minutesNo paperwork, no waiting
Get Funded
- True term loans – $5,000 – $1,000,000 Receive funding in as fast as 1 day
FAST, EASY, RELIABLE
EQUIPMENT FINANCING
Get funding to purchase equipment for you business to keep on growing.
WORKING CAPITAL
Quick and simple cash available for any business purpose.
TERM LOAN
Our specialists will tailor a business loan to fit your needs.
SBA LOAN
Lowest rates available with an SBA 7a,504,or express loan.
Real Estate Investor Funding
Get funding for your next real estate project. Fix and Flip Funding, Single Family/Multi Family and more.
INVOICE FACTORING
Get paid upfront for your 30-60 or 90 day old invoices.
BUSINESS LINE OF CREDIT
Access capital for your business when you need it and only pay interest on the funds you use.
TRUSTED PARTNERSHIPS
WITH OVER 50+ LENDERS
EXCLUSIVE PARTNERSHIPS
THAT YOU CAN COUNT ON
At Express business lending we appreciate how investing in relationships brings mutual prosperity. Who we partner with ensures the best services available for our customers.
To discuss potential opportunities, please call
(877)-2411244
Industry leading approval process that is easy and less intensive. Get the capital you need to allow your business to grow, today!