Real Estate Finance
Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide bespoke financial solutions tailored to each unique investment, ensuring your venture is not just a dream, but a profitable reality. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfolio with confidence and ease. Join us, and embark on a journey of successful and diverse real estate investments.
Real Estate Funding Loan FAQ
What is real estate funding?
Real estate funding refers to financing options for purchasing, refinancing, or developing commercial or investment properties. It includes both short-term and long-term loan products.
What types of real estate can be funded?
We provide funding for a wide range of property types, including:
* Residential investment properties (1–4 units)
* Multifamily (5+ units)
* Commercial buildings (office, retail, warehouse)
* Mixed-use properties
* Land and construction projects
What are the different types of real estate funding loans you offer?
* Fix & Flip Loans – Short-term financing for rehab projects
* DSCR Rental Loans – Based on property cash flow
* Bridge Loans – Temporary funding for fast closings
* Construction Loans – For ground-up development
* Commercial Real Estate Loans – For income-producing properties
How much can I borrow?
Loan amounts typically range from $75,000 to $10,000,000+, depending on the property value, location, and loan type.
What is DSCR and why is it important?
DSCR (Debt Service Coverage Ratio) measures a property's ability to cover its debt. For rental property loans, we often qualify you based on DSCR instead of personal income.
How fast can I get funded?
* Fix & Flip / Bridge Loans – As fast as 7–10 days
* DSCR / Rental Loans – Typically 2–4 weeks
* Commercial Loans – Funding timelines vary, but often 30–45 days
What are the typical loan terms?
* Fix & Flip: 6–18 months, interest-only
* Rental (DSCR): Up to 30 years, fixed or ARM
* Bridge Loans: 12–24 months
* Construction: 12–36 months
* Commercial: 5–25 years
Do I need good credit to qualify?
Not necessarily. We have real estate funding programs for borrowers with credit scores as low as 620, and in some cases even lower.
Do I need to show personal income or tax returns?
Not always. Many of our rental and investment loan programs are asset-based and qualify you based on the property’s income, not yours.
Is a down payment required?
Yes, most real estate loans require 15%–30% down, depending on the loan type, experience, and credit profile.
Can I fund multiple properties at once?
Yes. We offer portfolio loans and allow funding for multiple properties under one loan or multiple simultaneous closings.
Why choose Express Business Lending for real estate funding?
* Access to nationwide private and institutional lenders
* Fast approvals and closings
* Options for low credit and no income verification
* Programs for both new and experienced investors
* Personalized support every step of the way
GET FUNDED IN 1-2-3 EASY STEP
Checking your rate won’t affect your credit score
Apply Online
- Fast & Easy Online Application Our loan specialist will contact you or call us at our phone number: (877)-2411244
Review Your Options
-You will have your decision in minutesNo paperwork, no waiting
Get Funded
- True term loans – $5,000 – $1,000,000 Receive funding in as fast as 1 day
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EQUIPMENT FINANCING
Get funding to purchase equipment for you business to keep on growing.
WORKING CAPITAL
Quick and simple cash available for any business purpose.
TERM LOAN
Our specialists will tailor a business loan to fit your needs.
SBA LOAN
Lowest rates available with an SBA 7a,504,or express loan.
Real Estate Investor Funding
Get funding for your next real estate project. Fix and Flip Funding, Single Family/Multi Family and more.
INVOICE FACTORING
Get paid upfront for your 30-60 or 90 day old invoices.
BUSINESS LINE OF CREDIT
Access capital for your business when you need it and only pay interest on the funds you use.
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WITH OVER 50+ LENDERS
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THAT YOU CAN COUNT ON
At Express business lending we appreciate how investing in relationships brings mutual prosperity. Who we partner with ensures the best services available for our customers.
To discuss potential opportunities, please call
(877)-2411244
Industry leading approval process that is easy and less intensive. Get the capital you need to allow your business to grow, today!